An allocation that starts from your situation, never from a standard model.
While we offer two distinct equity strategies, we manage each client’s portfolio holistically based on an asset allocation tailored to them—whether that means an equity-to-fixed-income split of 80/20, 60/40, or 50/50. This allocation is never off-the-shelf. It reflects each client's specific profile, goals, and time horizon, across every asset class they hold.
SAMPLE ALLOCATIONS
80/20
Equities 80% · Fixed Income 20%
60/40
60% Equities · 40% Fixed Income
50/50
50% Equities · 50% Fixed Income
For illustrative purposes only; each client's asset allocation is determined individually with them.
OUR STRATEGIES
Two equity strategies
Global Portfolio
Mirrors the portfolio of lead manager François Campeau. Benchmark: MSCI ACWI (All Country World Index).
International Portfolio
Ex-U.S. Benchmark: MSCI EAFE (Europe, Australasia and Far East).
OUR PROCESS
How we work together
01
An introductory conversation
A 30 to 60-minute complimentary, no-obligation conversation to understand your situation, goals, and questions.
02
Assessing your situation
Together, we define your investor profile: your goals, time horizon, risk tolerance, liquidity needs, and overall financial picture.
03
Your Investment Policy
We design an asset allocation tailored to your profile, formalized in your investment policy and management agreement. Your accounts are then opened in your name with National Bank Independent Network (NBIN).
04
Continuous oversight
Each month, you receive two independently prepared statements: one from your custodian, NBIN, and one from us. You can also view your account values at any time through our intuitive client portal, online or on your phone. We review your investment policy statement at least once a year—or whenever your situation changes—and meet with you as needed.
FEES
Simple, transparent fees
Our management fees are calculated as a percentage of assets under management, ranging from 0.75% to 1.50% annually based on portfolio size and mandate complexity. Agreed upon prior to opening your accounts, they are clearly set out in your investment management agreement.
No commissions
Nordvik Capital accepts no third-party commissions or incentives. Management fees are our sole source of compensation.
Custody fees
Nordvik Capital covers NBIN’s custody fees.
Transaction fees
Custodian transaction fees are paid by the client.
Exchange-traded funds
Exchange-traded funds used for a portion of the fixed-income and cash holdings carry their own management fees, which are embedded in their price.
Applicable taxes are extra.
